How to Lower Your Health Insurance Premium?
Health insurance rates are expected to climb as a result of COVID’s rampage and the likelihood of increased claims in the following months. This might be a one-time occurrence, but have you ever questioned why your health insurance keeps increasing each renewal? Insurers are permitted to assess and update costs every 3-4 years while phasing […]
Loan Balance Transfer
What Is Refinancing a Loan? A borrower can refinance their loan to replace their existing debt obligation with one that has better terms. A borrower takes out a new loan to pay off an existing obligation, and the previous loan’s conditions are replaced by the revised arrangement. Borrowers can renegotiate their loans to receive a […]
How to be prepared for a Stock Market Crash
Crashing stock markets are an aspect of investing. Stock market collapses are fundamentally unexpected; therefore we can’t anticipate when the next one will happen. We’d avert the next crisis if we could forecast it, like in a Minority Report for investment. A major market downturn will occur at some time, and you’d best be ready. […]
Flat or Reducing Balance Rate which is better
In simple terms, when you take out a loan for a set period of time, you must repay both the principal and the interest within that time frame. Aside from the loan rate, you must understand how the bank will calculate interest on your mortgage. The two most common methods for calculating interest on loans […]
Online Schools in India 2022
1. K8 School K8 School is the world’s most affordable accredited online school for students from Kindergarten to Grade 8. This school is NOT a traditional school that is providing online classes because of disruption in normal life due to the pandemic. Instead, IT IS A FULL-FLEDGED 100% ONLINE SCHOOL! Students who enroll in this […]
Why should you apply for a Personal Loan before Interest Rates go up?
The target interest rate ranges were raised to 0.25 percent – 0.5 percent during a meeting of the Federal Reserve Committee on March 16, 2022. The decision was taken in response to rising inflation fears, with the goal of lowering the rate to 2% in the long run. Interest rates across the board are influenced […]
What are the Legal issues for a Personal Loan Default in India
Money without any security would mean high interest rates are charged by the banks on these types of loans as this would in future become a risky situation for a bank. The banks do not give these types of loan to everybody the banks give personal loan to a person who has a good track […]
Personal Loan without CIBIL
A Personal Loan is an unsecured loan given to a salaried person with a decent credit score. A credit score is thus an important determinant for any applicant for taking a loan. It defines your creditworthiness and helps us approve your loan application. However, your credit score is necessary for us to evaluate your value […]
How to get a Personal Loan without a Job?
Getting a loan without employment is also possible when you have a good credit history, or you are able to on-board a guarantor or co-applicant with a good credit score. The following are the List of Options for Personal Loan without a Job Top 9 Options to get a Personal Loan without a Job 1. Loan […]
Personal Loans for Bad Credit in India
A bad credit score or no credit history are roadblocks when availing of a personal loan on favourable terms. Financial institutions do not advance loans for bad credit as a low credit score indicates a higher risk of default in payments. But thankfully, there are a few lenders who work with such borrowers. They tweak the […]