Financial Wellness during COVID
Adopting financial discipline The stock market, bond market and other financial markets have come down heavy under the hammer of coronavirus. Companies have begun the painful process of layoffs and pay cuts. Demand has been hit, due to consumer sentiment being hit. Global supply chains have seen major disruptions. In short, the whole world is […]
10 Tips for Dealing with Financial Stress after a Job Loss
In the past couple of years, many of us have watched colleagues, friends, and even family members grapple with the loss of their job or face a substantial pay cut. For many of us, it has driven home the fact that even seemingly secure jobs might vanish overnight. But even if one’s monthly income were […]
Personal Loan with Low Salary
Personal loans for most people have become synonymous with everyday life. Be it buying appliances, going on a holiday, starting a business or even meeting emergency expenses, personal loans are the easiest way to finance your needs and even the occasional indulgences. This type of loan can be used for anything from a wedding to paying for […]
10 ways to pay off your Credit Card Dues
Credit cards offer an instant solution to cardholders with most of their purchases and problems. Almost all banks offer a wide range of credit cards for different needs. Credit cards, when used recklessly, are a certain one-way ticket to a debt trap. But the same card, if used smartly, can actually buttress your financial needs […]
CIBIL Defaulters Loan
At present, neither any of the banking or credit rating institutions nor CIBIL issues a list for the CIBIL defaulter. In any case, if you seek a loan and your application is rejected by a banking institution, the plausible reason for the same may be your low credit scores which maybe because of a bad payment record. So, one should […]
Credit Card Balance Overdue Hazards and Remedies
Credit cards can provide great perks and allow you to earn cash back or rewards for your purchases. They also serve as tools for helping you build credit, which can be important if you want to buy a house or car one day. But there are some risks involved in using credit cards, and if you’re […]
Succession Plan for Business
Corporate succession planning is the process of identifying and internally developing talent with the specific objective of replacing key business leadership positions in the company. A business succession plan helps ensure that your family business, startup or any other self-employed enterprise that you run will continue to operate successfully if you or the other owners or leaders […]
What Homebuyers want from Budget 2022?
Finance Minister Nirmala Sitharaman is set to present her fourth straight Union Budget on February 1, 2022. The Finance Minister will present financial statements and tax proposals for the fiscal year 2022-23 (April 2022 to March 2023) on Tuesday. Will the Union Budget favour homebuyers? Is it the right time to enter the property market? Taking cognisance of […]
Linking EPF with Aadhaar mandatory now
The Provident Fund (PF) rule is going to change from 1st September 2021. According to the Employees’ Provident Fund Organisation (EPFO), it is mandatory for Employees Provident Fund (EPF) account holders to link their Aadhaar number and PF account by 31st August 2021. Failing to EPF Aadhaar seeding by this date will lead to discontinuation […]
Business Loans for Service Sector
The professional services industry covers a wide range of occupations as it can consist of any organization or profession that offers customized, knowledge-based services to its clients. Their characteristics include people that have specialized training in the arts or sciences and can be organized into four different types. These include law and accounting firms, hospitals, […]