How COVID -19 will change our Investments?
The wealth management industry has had to respond at several levels to fairly tectonic shifts in the way we do business due to covid-19. This period was characterized by responses at two levels—to ensure that business continued as usual and to manage client expectations as markets turned extremely volatile and unpredictable. We now need to […]
Money Mistakes to avoid during Covid-19
Covid-19 has affected countries, global markets and individuals on varying levels. Many measures have been taken by regulators and governments in response to this crisis to ensure that their respective economies survive. With the weight of sustaining livelihood becoming more critical as compared to reducing the pace of COVID-19 spread, governments across the globe are […]
EMI Moratorium
The Reserve Bank of India (RBI) said that all lending institutions, including banks and housing finance companies, will have to give its borrowers a three-month moratorium on term loans. The moratorium was for payment of all instalments falling due between March 1, 2020 and May 31, 2020. According to the RBI, the deferred instalments under […]
How to avoid Online Addiction
Today, internet use is ingrained in contemporary society and has changed the way we live our lives more than any other technological medium yet. Despite this, we still know relatively little about the effects of internet addiction on our psychological functioning, mental health, and general well-being. 1. Keep yourself on a Schedule The most basic […]
8 Tips to Boost Your Immune System
Creating a non-specific ‘virus-hostile’ local mucosal environment is likely to be a promising approach to build a strong mucosal immunity against COVID-19. Healthy mucosal microenvironment with strong mucosal immunity will offer best natural resistance to invasion by COVID-19 infection during the possible 3rd wave. Do you have your check-list ready before the third wave knocks in? Is […]
Financial Health
Financial health describes the state of a person’s personal financial situation. Its dimensions include savings, retirement planning, and the income spent on fixed or non-discretionary expenses. Financial health is a basic measure of the soundness of an individual’s finances – essentially, it’s about what kind of financial shape you’re in overall. You may also view it as […]
Tips to maintain Financial Stability when taking a Work Sabbatical
Taking an extended leave from your job requires careful financial planning and goals-driven activities. As an adult working member of a family, you might surely have many responsibilities which require a steady flow of monthly income. More often than not, this is the single biggest reason that discourages people from taking an extended career break. […]
How to Improve your Financial Health in 2022
Financial health refers to an individual’s potential to meet any emergency financial crisis without hampering his/her daily lifestyle. 5 Reasons Why Your Financial Health is Important in 2022 Financial Emergencies– Uncertainties prevailing around us are increasing day by day. In such a time, one can only be financially sound if they have an emergency fund, which […]
Loan rejected due to bad CIBIL Score
What creates a good CIBIL Score? CIBIL, which is the most common credit bureau, puts anyone with little credit history and people with a very high risk of default in the range of 300 credit score. However, there are chances your score may be less than 300 when you have no credit history. In this […]
What creates a good CIBIL Score?
The credit score is a three-digit numeric summary of your credit history, which is compiled from various financial institutions, lenders, and banks. The value ranges from 300-900, where 300 is the lowest score and 900 is the best score. CIBIL, which is the most common credit bureau, puts anyone with little credit history and people […]