LIC IPO 15 key things to know
Last week, LIC filed a Draft Red Herring Prospectus (DRHP) with capital market regulator Sebi enabling the government to sell a 5% interest for an estimated Rs 63,000 crore. According to recent media sources, the LIC IPO is set to launch on March 10. The IPO of over 31.6 crore shares, or a 5% government […]
Options for Raising Startup Capital for your Company
The difficult procedure of obtaining capital makes it impossible for new enterprises to survive. Many entrepreneurs, on the other hand, make the error of concentrating their efforts on a small number of funding options when there are many more available. According to a recent survey, almost 94% of new firms fail in their first year. […]
Should you Borrow to Invest in IPOs?
This investing strategy has shown to be successful in a number of IPOs, resulting in better returns for investors. However, things are changing, and they are changing quickly. Investors who seek to earn a fast buck by following this revenue model face increasing danger as interest rates rise. And true turmoil in the financial markets, […]
7 Activities to Teach Financial Literacy to Children
An early age, children must be taught about the necessity of money management. It aids individuals in gaining financial literacy, comprehending the link between saving and spending money, and making better financial decisions. It also teaches students to value the effort that goes into earning money and to distinguish between wants and requirements. Financial literacy […]
Top 10 Instant loan apps for Low Credit Score
A personal loan is a boon for borrowers as people can use it in an emergency or when they have a shortage of funds. Borrowing money is no longer frowned upon. Young Indians have taken out loans for a variety of purposes, including studying abroad, financing a trip, upgrading their house, buying a car, and […]
Flat Interest Rate vs. Reducing Balance Rate
We’re discussing how banks and other financial organisations compute a loan’s interest rate. In a murky scenario like this, when no bank person would give you the exact interest rates and other details, it’s even more critical to know how to calculate this in advance. In basic terms, when you take out a loan for […]
Why should you apply for a Personal Loan before Interest Rates go up?
The target interest rate ranges were raised to 0.25 percent – 0.5 percent during a meeting of the Federal Reserve Committee on March 16, 2022. The decision was taken in response to rising inflation fears, with the goal of lowering the rate to 2% in the long run. Interest rates across the board are influenced […]
Do I Need a Personal Cyber Insurance?
The technique of protecting computers, servers, mobile devices, electronic systems, networks, and data against hostile intrusions is known as cyber security. It’s also known as electronic information security or information technology security. Insurance for Cyber Security Cyber security insurance reimburses businesses for expenses, fees, and legal costs incurred as a result of cyber intrusions. It […]
7 Money-Saving Tips for Marriage
Money concerns are so unpleasant that respondents who believe their relationship is stressed identify economics as the number one cause, handily knocking out the second place contender: irritating behaviours. According to the Institute for Divorce Financial Analysis, money concerns account for 22 percent of all divorces, making them the third most common factor. This may appear to be a bleak forecast for married couples, but it isn’t. Experts believe there are a number of actions couples can take to prevent letting money problems ruin their marriage. 1. Examine your Financial Situation Many couples put off discussing money until after they marry, but this lack of information may be dangerous; past errors can have an impact on your future together. Before you walk down the aisle, get to know each other’s financial status, such as how many credit cards […]
5 Tips to overcome Financial Anxiety
Financial anxiety is defined as a distressing emotion about money. Those who display symptoms may find it difficult to quit worrying about money or lose sleep over financial concerns. It’s a serious problem that almost everyone has experienced at some point in their lives. What causes Financial Anxiety? It all depends on the individual. It […]