What to do if you have Low CIBIL in India
Having a low CIBIL score in India can make it difficult to get approved for a loan or credit card. However, there are steps you can take to improve your score and increase your chances of getting approved. 1. Check for Errors Review your CIBIL report for any errors and dispute any inaccuracies with the […]
The Importance of a Good Credit Score
A CIBIL score is a three-digit figure with a range of 300 to 900. It assesses your capacity to pay back the loan. A score between 750 to 900 is considered to be optimal. For easier access to credit products like loans and credit cards, your score should be closer to 900. The higher your […]
10 Reasons for Loan Rejection Other than CIBIL
CIBIL score essentially informs lenders as to whether or not you are likely to miss loan instalments. Anything with a score of at least 750 and higher is likely to work in your favour. A score of at least 700 is deemed acceptable (considering a range of 300-900). You carefully consider all the details and […]