CIBIL Defaulters Loan
At present, neither any of the banking or credit rating institutions nor CIBIL issues a list for the CIBIL defaulter. In any case, if you seek a loan and your application is rejected by a banking institution, the plausible reason for the same may be your low credit scores which maybe because of a bad payment record. So, one should […]
Credit Card Balance Overdue Hazards and Remedies
Credit cards can provide great perks and allow you to earn cash back or rewards for your purchases. They also serve as tools for helping you build credit, which can be important if you want to buy a house or car one day. But there are some risks involved in using credit cards, and if you’re […]
Succession Plan for Business
Corporate succession planning is the process of identifying and internally developing talent with the specific objective of replacing key business leadership positions in the company. A business succession plan helps ensure that your family business, startup or any other self-employed enterprise that you run will continue to operate successfully if you or the other owners or leaders […]
What Homebuyers want from Budget 2022?
Finance Minister Nirmala Sitharaman is set to present her fourth straight Union Budget on February 1, 2022. The Finance Minister will present financial statements and tax proposals for the fiscal year 2022-23 (April 2022 to March 2023) on Tuesday. Will the Union Budget favour homebuyers? Is it the right time to enter the property market? Taking cognisance of […]
Linking EPF with Aadhaar mandatory now
The Provident Fund (PF) rule is going to change from 1st September 2021. According to the Employees’ Provident Fund Organisation (EPFO), it is mandatory for Employees Provident Fund (EPF) account holders to link their Aadhaar number and PF account by 31st August 2021. Failing to EPF Aadhaar seeding by this date will lead to discontinuation […]
Business Loans for Service Sector
The professional services industry covers a wide range of occupations as it can consist of any organization or profession that offers customized, knowledge-based services to its clients. Their characteristics include people that have specialized training in the arts or sciences and can be organized into four different types. These include law and accounting firms, hospitals, […]
How to raise my Credit Score?
It pays to have a good credit score. A high score can get you better and quicker loans. However, a low CIBIL score can be terrifying for those individuals who have an urgent need for money; this can affect their borrowings adversely. You can build up your credit score with these 10 smart moves. However, […]
7 Warning Signs of Wrong Credit Card Usage
A credit card is definitely an addition to your financial assets, but did you know that this little plastic card can cost you a pretty penny if not used in a disciplined way. The wrong usage of credit cards can turn the boons into bane, negatively affect your credit score and land you into major […]
Loan for Self Employed with ITR
A self employed personal loan is a specially designed personal finance product exclusively for self employed customers. A little more money can be a lot more helpful to realise your dreams with smile. With ample funds, you can be sure to make the most of a well deserved luxury holiday or fulfill a temporary financial need. Eligibility Criteria for Self-employed You […]
10 Habits for Successful Financial Planning
Achieving financial freedom is a goal for many people. It generally means having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family and a growing nest egg that will allow you to retire or pursue the career you want without being driven by earning a certain […]