Loan Schemes for Women Entrepreneurs in India
Women Entrepreneurs can be seen everywhere in the startup-up ecosystem of India. Women too are seen leaving their high-profile jobs as well as some stepping out of the four walls of their homes and joining the pool of Entrepreneurship in India. The major factor to jump-start the entrepreneurial journey is capital and various banks offer […]
Factors that affects Personal Loan eligibility for Self Employed
In small towns, small businesses depend on unauthorised moneylenders for their financing needs. They charge exorbitant interest and there is normally no clear paperwork for the same. These are risky finance options that can prove dangerous in the long run. You can use the personal loan for any purpose like a medical emergency, your child’s […]
Loan Terminologies you must know
Using a loan to finance an expense whether it’s for an automobile purchase or home improvement project can be a smart decision. However, if you’re not familiar with certain loan terminologies, you might be at a disadvantage when it comes to evaluating a loan or comparing loans from multiple lenders. 1. Amortization The period of […]
Revenue Based Financing
As the start-up ecosystem in India strengthens, many new classes of capitals are being introduced. And of all the capital classes, both investors and entrepreneurs find revenue-based financing a distinct solution. Since its adoption in India in 2020, more and more start-ups and small enterprises (SMEs) are pivoting towards this financing option. That’s because it […]
Top 12 Tips to get Personal Loan in 2022
Personal loan is an unsecured loan. It does not require an asset to be offered as a security for the lender to provide you the loan. However, to ensure that you do not face a drawback while applying for personal loan, we have come up with a list of tips that you should consider before […]
Ways to Protect Yourself from Online Fraud
Due to the restrictions on movement because of the COVID pandemic, there has been a push towards digital payments. We can see examples of the same in our daily lives. We prefer to make all of our payments digitally rather than a visit to the local Kirana shops, malls, and markets. The way people borrow […]
Senior Citizen Savings Scheme (SCSS)
A Senior Citizens’ Saving Scheme (SCSS) is a government-backed retirement benefits programme. Senior citizens resident in India can invest a lump sum in the scheme, individually or jointly, and get access to regular income along with tax benefits. Senior Citizens Savings Schemes can be availed by any individual above the age of 60 years. They […]
Financial Wellness India
What is Financial Wellness? Financial wellness (or financial wellbeing) refers to a person’s overall financial health and the absence of money-related stress. It’s the result of successful expense management. Financial wellness is an important part of overall employee wellbeing which consists of physical, mental, and financial wellness. In very simple terms, financial wellness means the art of […]
12 Ways to Save Money during the Holidays
The COVID-19 pandemic has caused financial stress for many and reshaped the way most people save and spend money. Before you let your holiday joy lead to New Year’s debt, take some time to plan your spending. This not only allows you to save money, but it can also help get you into the Christmas spirit, without […]
Working Capital Management
Working capital management is a series of operations carried out by a firm to ensure that it has adequate resources to meet day-to-day operational expenditures while also retaining resources invested in a profitable manner. Every company’s working capital is critical to its success, but efficiently managing it is a delicate balancing act. Companies must have […]