Linking EPF with Aadhaar mandatory now
The Provident Fund (PF) rule is going to change from 1st September 2021. According to the Employees’ Provident Fund Organisation (EPFO), it is mandatory for Employees Provident Fund (EPF) account holders to link their Aadhaar number and PF account by 31st August 2021. Failing to EPF Aadhaar seeding by this date will lead to discontinuation […]
Business Loans for Service Sector
The professional services industry covers a wide range of occupations as it can consist of any organization or profession that offers customized, knowledge-based services to its clients. Their characteristics include people that have specialized training in the arts or sciences and can be organized into four different types. These include law and accounting firms, hospitals, […]
How to raise my Credit Score?
It pays to have a good credit score. A high score can get you better and quicker loans. However, a low CIBIL score can be terrifying for those individuals who have an urgent need for money; this can affect their borrowings adversely. You can build up your credit score with these 10 smart moves. However, […]
7 Warning Signs of Wrong Credit Card Usage
A credit card is definitely an addition to your financial assets, but did you know that this little plastic card can cost you a pretty penny if not used in a disciplined way. The wrong usage of credit cards can turn the boons into bane, negatively affect your credit score and land you into major […]
Loan for Self Employed with ITR
A self employed personal loan is a specially designed personal finance product exclusively for self employed customers. A little more money can be a lot more helpful to realise your dreams with smile. With ample funds, you can be sure to make the most of a well deserved luxury holiday or fulfill a temporary financial need. Eligibility Criteria for Self-employed You […]
10 Habits for Successful Financial Planning
Achieving financial freedom is a goal for many people. It generally means having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family and a growing nest egg that will allow you to retire or pursue the career you want without being driven by earning a certain […]
8 Investment Options for Senior Citizens
Retirement is an important stage in your life. Everybody, whether self-employed or salaried, expects to secure their lives post-retirement. This article discusses everything you need to know about various investment options post-retirement for senior citizens. So, where should a retired investor put his hard-earned lifetime savings to fetch a regular income and also manage one’s […]
What is a Ponzi Scheme?
A Ponzi Scheme is a fraudulent investment operation where the operator, an individual or an organisation, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned through legitimate sources. Typically, extraordinary returns are promised on the original investment. The fraudster will vanish with investors’ money, […]
7 ways Students can build Good Credit Score
A good Credit Score is a key factor for a lot of important things in life. It will come into play when you apply for a car loan, a mortgage and credit cards. However, a good credit score may also be a factor in ways that you haven’t thought of. One of the most exciting […]
Millennials Money making Habits
Millennials are apparently the most privileged generation ever in terms of access to avenues for managing and making money. Millennials are apparently the most privileged generation ever in terms of access to avenues for managing and making money. 3 ways COVID is changing Millennials Money Habits Millennials are cutting back on spending Over half (54%) […]