How to Register a Startup in India
Many individuals in this world have business ideas in their heads, but very few people actually know how to start a business and make it lucrative. Startups are a rediscovery of the twenty-first century that have recently altered the commercial landscape. Even if there are a tonne of advantages, do we know how to register […]
What are the reasons for the delay in your ITR refunds, and what do you do about it?
According to the income tax (I-T) department, up to September 8, 2022, income tax refunds of Rs. 1.19 lakh crore have been given, which is 65.29% more than refunds made during the same time the year prior. Many of you may have already gotten your I-T return. Some people could still be anticipating it, though. […]
Should you borrow Money or Sell your Investments?
A Medical Emergency, Unplanned significant Home Repair, Last-minute holiday that you’re excited to take, Unplanned disaster that results in car Damage, all these circumstances all have one thing in common: they all call for you to spend more money that you hadn’t initially budgeted for. And how can you make plans for the additional finances […]
Term Loan Vs Overdraft Loan
Term Loan A term loan is a loan that can be paid back to the lender over a fixed period. The interest rate will be charged or fixed which depends on the market fluctuation basically. To process this term loan you need minimum documents and the entire process is hassle-free. Eligibility An excellent credit rating […]
Tips for Parents taking out Student Loans for their Children
The majority of Indian Parents place a high priority on their Children’s Education.Although it is important to provide children the greatest education possible, not all parents may be able to achieve this objective. This is due to the fact that the price of education has been steadily rising over time, with an astounding 10% inflation […]
Personal Loans for Couples as Co-Applicant
What do the terms “Co-Applicant” and “Co-Borrower” mean? The individual who applies for the loan with you is known as a co-applicant or co-borrower. This option may be seen on house loan applications if the husband and wife apply for a combined loan. The similar option is currently available for personal loans from several banks […]
One Question you need to ask before every Financial Decision
A crucial first step is getting your financial house in order, whether you want to start a business, grow an existing one, retire early, or simply change your lifestyle. Additionally, you get access to plenty of tools. You may find a million and one retirement calculators, budgeting tools, and practical rules of thumb that can […]
Revenue Based Finance
Compared to more traditional equity-based investments (like venture capital or angel investment) and debt financing, revenue-based financing (RBF) is a relatively recent option. The repayments are made as a percentage of the monthly income, and revenue-based funding loans (RBF) enable entrepreneurs to raise money without diluting stock. As a result, your company will always have […]
8 Ways to Identify Personal Loan Scams
Digital and technology improvements have significantly increased in the banking and financial industry. Generally speaking, it has changed the game. However, there have been several notable business scams and financial frauds in India. An undesirable consequence has been appearing more frequently as the sector grows and attracts a rising number of participants. This worrying trend […]
How Is Rental Income Taxed?
In India, a home is more than simply a place to live; it is an investment that will last for generations. Everyone wants to own at least one property, regardless of income, because no one wants to be stuck paying rent for years. Home loans and EMIs are becoming more commonplace every day. The truth […]