What are the advantages of a SECURED LOAN ?
A secured loan is a type of loan that is backed by collateral, such as a car, a house, or a savings account. This means that the lender has the right to take possession of the collateral if the borrower fails to repay the loan. Secured loans can offer several advantages over unsecured loans, which […]
How one of our customers did his credit score repair successfully – read his story.
Sunil had always been a responsible borrower, but a string of unexpected expenses had put him in a difficult financial situation. His credit score had taken a hit, and he was struggling to get approved for loans and credit cards. Determined to turn things around, Sunil began researching ways to improve his credit. He read […]
How to Repair Your Credit Score – how to do CIBIL Repair, EXPERIAN Repair, CRIF Repair and Equifax Repair
Improving your credit score can seem like a daunting task, but with a little effort and some financial know-how, you can repair your credit and achieve a better score. Here are some tips for repairing your credit: 1. Check your Credit Report for Errors One of the first things you should do when trying to […]
Impact of GST on Personal Loans
Taxes are levied on all products and services purchased and sold in India. All loans, including personal loans, follow the same rules. This is so because banks and other lending organizations provide loans to borrowers as a service. The Goods and Services Tax (GST) is the country’s greatest tax reform. It was created with the […]
Importance of Employee Financial Wellness
Why Financial Well-Being Is Important Your workers’ personal and professional lives and, consequently, your business are negatively impacted by financial hardship. Some of the factors that make financial security vital are outlined here. 1. Attendance and Absence Financial stress increases absenteeism and tardiness by 34%, according to the Society for Human Resource Management. When compared […]
Loan Settlement and How it affects your Credit Score?
Settlement of a Loan is frequently confused with loan closure. But because they are two distinct concepts, they have differing effects on credit scores. The loan account will naturally terminate once the loan has been repaid if you make your monthly payments consistently and on time during the duration of the loan. The same information […]
The Importance of a Good Credit Score
A CIBIL score is a three-digit figure with a range of 300 to 900. It assesses your capacity to pay back the loan. A score between 750 to 900 is considered to be optimal. For easier access to credit products like loans and credit cards, your score should be closer to 900. The higher your […]
Small Business Loans in India 2023
The worldwide impact of the Coronavirus epidemic is still seen today. Changes are taking place in our everyday lives, both at home and at work. In today’s society, the business world has already changed significantly. The current epidemic is pushing small businesses in India and throughout the world to get notoriety like never before. Small […]
Top 5 Personal loans for Credit score in the range of 600-700
Loans for Low CIBIL Score Personal Loans for low credit are an option for people whose credit reflects some financial missteps or people who haven’t had time to build a credit history. Bad/Low credit refers to a low credit score or a short credit history. Things like late payments or maxed-out credit cards can lower […]
CFO Checklist: Key Steps to Take
The coming year may bring greater uncertainty, according to experts. Now for the good news: Even though there will inevitably be outside influences, having more financial assurance will help you deal with any challenges that may arise. There is a lot of discussion about the chief financial officer’s evolving duties (CFO). Modern CFOs have a […]