Loan Settlement and How it affects your Credit Score?
Settlement of a Loan is frequently confused with loan closure. But because they are two distinct concepts, they have differing effects on credit scores. The loan account will naturally terminate once the loan has been repaid if you make your monthly payments consistently and on time during the duration of the loan. The same information […]
The Importance of a Good Credit Score
A CIBIL score is a three-digit figure with a range of 300 to 900. It assesses your capacity to pay back the loan. A score between 750 to 900 is considered to be optimal. For easier access to credit products like loans and credit cards, your score should be closer to 900. The higher your […]
Small Business Loans in India 2023
The worldwide impact of the Coronavirus epidemic is still seen today. Changes are taking place in our everyday lives, both at home and at work. In today’s society, the business world has already changed significantly. The current epidemic is pushing small businesses in India and throughout the world to get notoriety like never before. Small […]
Top 5 Personal loans for Credit score in the range of 600-700
Loans for Low CIBIL Score Personal Loans for low credit are an option for people whose credit reflects some financial missteps or people who haven’t had time to build a credit history. Bad/Low credit refers to a low credit score or a short credit history. Things like late payments or maxed-out credit cards can lower […]
CFO Checklist: Key Steps to Take
The coming year may bring greater uncertainty, according to experts. Now for the good news: Even though there will inevitably be outside influences, having more financial assurance will help you deal with any challenges that may arise. There is a lot of discussion about the chief financial officer’s evolving duties (CFO). Modern CFOs have a […]
What is Overleveraged?
If a company has too much debt in relation to its operating cash flows and equity, it is considered to be overleveraged. An overleveraged corporation has trouble covering its interest and principal payments, and is often unable to cover its operating expenses due to high costs incurred as a result of its debt load, leading […]
Personal Loan with Low Interest Rates
The most popular kind of loan in existence right now is a personal loan. It’s simple to obtain one. After applying for one, you might receive one shortly after. In a sudden need, it is the perfect source of money. This merits the top spot among the many funding choices when combined with less documentation […]
Does the RBI’s Digital Rupee allow for Fixed Deposits?
The Reserve Bank of India (RBI) opened a small group of participating customers and merchants to test the first retail digital rupee (e-R) pilot program. A digital token that represents legal tender in the form of the digital rupee. The central bank is now evaluating the stability of the entire process of creating, distributing, and using […]
15 Best Low CIBIL Score Loan providers in India 2023
A personal loan is, in essence, a quantity of money that you borrow from a local bank, an internet lender, or your credit union. When you have the money, you start paying the lender on a plan until the debt is paid off in full. In India’s debt market, the Personal Lending is the most widely […]
Advantages of Long Term Thinking for Good Money Outcomes and Better Financial Decisions for You
Long-term thinking is a mindset that prioritizes the future over the present. When it comes to financial decision making, this approach can be incredibly beneficial, as it can help to ensure that your decisions are sustainable and will help you achieve your long-term financial goals. Here are some of the advantages of long-term thinking in […]