How do Home Interest Rates determine Home Prices – a Quick review
Interest rates play a significant role in determining the cost of buying a house. When interest rates are low, borrowing money to buy a house is less expensive, and as a result, more people are able to afford to buy homes. This increased demand for homes often leads to an increase in house prices. Conversely, […]
How to Safe Guard Your Money Life against Recession
Recession can have a significant impact on an individual’s finances, and it is important to be prepared and take proactive measures to mitigate the effects. Here are some ways to reduce the impact of a recession on your money life in India: 1. Create an emergency fund: Having an emergency fund is crucial during a […]
Holiday Calendar – 2023
Date Day Name Jan-23 01-01-2023 Sunday New Year’s Day 14-01-2023 Saturday Makar Sankranti 14-01-2023 Saturday Lohri 15-01-2023 Sunday Pongal 22-01-2023 Sunday Lunar New Year 26-01-2023 Thursday Republic Day 26-01-2023 Thursday Vasant Panchami Feb-23 05-02-2023 Sunday Guru Ravidas Jayanti 05-02-2023 Sunday Hazarat Ali’s Birthday 14-02-2023 Tuesday Valentine’s Day 15-02-2023 Wednesday Maharishi Dayanand Saraswati Jayanti 18-02-2023 Saturday […]
How can Save Tax using National Saving Certificates in India?
National Savings Certificates (NSCs) are a popular tax-saving option for individuals in India. They are backed by the Government of India, and offer several benefits, such as fixed returns, safety, and tax benefits. In this blog post, we will discuss how NSCs can be used to save tax in India. One of the main benefits […]
What is the Impact of small payday loans on Your Credit Score ? Mostly Negative.
The impact of small payday loans on your credit score can be negative, especially if you fail to repay the loan on time. Payday loans are typically unsecured, high-interest loans that are due on your next payday. They are often used as a last resort for people who need cash quickly and have no other […]
Top 7 Reasons to Get a Quick Loan for Diwali Celebration
The celebration of lights, flowers, decorations, treats, presents, and many other things. One of the major festivals of the year is it. We also celebrate “Dhanteras” today, which is the day before Diwali. The day of riches, Dhanteras, is observed. And it’s anticipated that the items you’ll buy today will serve you for a whole […]
This Diwali, use a Personal Loan to finance your Big Purchases
We are now in the holiday season! It’s also time to start organising your celebrations for Diwali, which is quickly approaching. You may upgrade your house with new fixtures and appliances, plan a family vacation, buy a car, and other things to make the most of the holiday season. These plans demand a substantial infusion […]
What is Earned Wage Access Advance ?
Earned Wage Advance (EWA) is a financial product that allows employees to access a portion of their earned but unpaid wages before their regular pay cycle. This can be especially useful for employees who are facing unexpected expenses or financial emergencies, as it allows them to access the money they have earned without having to […]
How to Save Tax using Life Insurance Premiums ?
Life insurance is an important aspect of financial planning, not only it provides protection to your family in case of any untimely event, but it also offers an added benefit of tax savings. In India, life insurance premiums can be claimed as tax deductions under Section 80C of the Income Tax Act, subject to a […]
How to rectify errors in your CIBIL report?
CIBIL score is a three digit score which determines a borrower’s creditworthiness based on their past credit history and behaviour. However, there might be discrepancies in this score and the consumer CIBIL report in various areas such as the name, address, outstanding balance, dates, loans, etc. In such circumstances, a CIBIL dispute can be raised to […]